Fannin County Public Records /Fannin County Property Records

Fannin County Property Records

How To Search Property Records in Fannin County in 2026

FanninRecords.org provides access to publicly available information related to property records in Fannin County, Texas. Members of the public may find ownership history, deed transfers, tax assessments, recorded liens, and related real estate documents through this resource. Available record categories include property deeds, mortgage instruments, tax records, plat maps, and encumbrance filings. Information presented reflects data sourced from official county offices and may not capture the most recent filings or unrecorded transactions.

Property records in Fannin County may be searched through several official channels, including the Fannin County Appraisal District, the Fannin County Clerk's office, and the Fannin County Tax Assessor-Collector. Each office maintains distinct record sets, and members of the public are encouraged to consult multiple sources for a complete picture of any given property.

Official Resources for Searching Fannin County Property Records:

Resource	Record Type	Access
Fannin County Appraisal District	Assessed values, ownership, property characteristics	Online and in-person
Fannin County Clerk	Deeds, mortgages, liens, recorded instruments	Online and in-person
Fannin County Tax Assessor-Collector	Tax bills, payment history, delinquency	Online and in-person
Texas General Land Office	Historical land grants, surveys	Online

Multiple Access Methods:

Online searches — The most convenient method; available through the Fannin County Appraisal District portal and the County Clerk's recorded documents index
In-person visits — Required for certified copies and access to older records not yet digitized
By mail — Written requests submitted to the County Clerk or Appraisal District with applicable fees
Through professionals — Title companies, real estate attorneys, and licensed abstractors conduct comprehensive searches

1. Property Appraiser Website

The Fannin County Appraisal District serves as the primary resource for property valuation and ownership information. Members of the public may access the district's online search portal at no charge and without registration.

Search Options:

By property address
By owner name
By parcel ID or account number
By subdivision name
By GIS map location
By legal description

Information Available:

Current owner name and mailing address
Property site address and legal description
Parcel/account number
Land use and zoning classification
Property characteristics (square footage, year built, lot size, building type, number of bedrooms and bathrooms)
Assessed value (land and improvements separately)
Taxable value and exemptions applied
Sales history
GIS map location and aerial imagery

How to Search:

Navigate to the Fannin County Appraisal District website
Select the preferred search type (address, owner name, account number)
Enter the search criteria in the appropriate field
Review the results list returned by the system
Select the specific property to view the full property card
Review ownership details, valuation history, and sales records
Print or save the property card as needed

Fannin County Appraisal District 831 W. State Highway 56 Bonham, TX 75418 Phone: (903) 583-8701 Fannin County Appraisal District

2. County Clerk Official Records Search

The Fannin County Clerk maintains the official index of recorded instruments affecting real property. Basic searches are available to the public; document image retrieval may require payment of applicable fees.

Searchable By:

Grantor name (seller or conveying party)
Grantee name (buyer or receiving party)
Document type
Recording date range
Instrument number
Book and page number

Documents Available:

Warranty deeds and quitclaim deeds
Mortgages and deeds of trust
Satisfactions and releases of mortgage
Mechanic's liens, judgment liens, and tax liens
Easements and declarations of restrictions
Plats and surveys
Powers of attorney affecting real property
Lis pendens filings
HOA declarations and covenants

How to Search:

Access the Fannin County Clerk's recorded documents index through the Fannin County official website
Select the search type (grantor/grantee name, document type, or date range)
Enter the applicable search criteria
Review the results list
Select a document to view the image, if available online
Note the instrument number or book and page reference for future use
Pay any applicable per-document viewing or download fees

Fannin County Clerk 101 E. Sam Rayburn Drive, Suite 101 Bonham, TX 75418 Phone: (903) 583-7486 Fannin County Clerk

3. Tax Assessor-Collector Website

The Fannin County Tax Assessor-Collector maintains tax billing and payment records for all taxable real property in the county. Public access is available at no charge.

Search By:

Property address
Owner name
Account/parcel number

Information Available:

Current tax bill and amount due
Payment history and outstanding balances
Exemptions applied
Millage rates by taxing authority
Delinquent tax status and tax certificate information
Installment plan status and payment options

Fannin County Tax Assessor-Collector 101 E. Sam Rayburn Drive, Suite 101 Bonham, TX 75418 Phone: (903) 583-8701 Fannin County Tax Office

4. GIS / Mapping System

Fannin County maintains a geographic information system that allows members of the public to conduct visual property searches using interactive maps.

How to Use:

Navigate the map to the desired location
Click on a parcel to view linked property information
Access property boundaries, zoning layers, and flood zone designations
Measure distances and view aerial photography
Toggle between multiple map layers for additional context

In-Person Searches:

Members of the public who require certified copies or access to records not available online may visit the following offices during regular business hours:

Fannin County Appraisal District 831 W. State Highway 56 Bonham, TX 75418 Phone: (903) 583-8701 Hours: Monday–Friday, 8:00 a.m. – 5:00 p.m. Fannin County Appraisal District

Services available: Public access computers, staff assistance, property cards, maps and plats, exemption applications.

Fannin County Clerk 101 E. Sam Rayburn Drive, Suite 101 Bonham, TX 75418 Phone: (903) 583-7486 Hours: Monday–Friday, 8:00 a.m. – 5:00 p.m. Fannin County Clerk

Services available: Viewing of official records, certified copy requests, grantor/grantee index searches, access to record books, staff assistance.

Fannin County Tax Assessor-Collector 101 E. Sam Rayburn Drive, Suite 101 Bonham, TX 75418 Phone: (903) 583-8701 Hours: Monday–Friday, 8:00 a.m. – 5:00 p.m. Fannin County Tax Office

Services available: Tax payment information, copies of tax bills, delinquency information, tax certificate searches.

By Mail Requests:

Members of the public may submit written requests for property records by mail to the following addresses:

Property Appraiser (Appraisal District):

Mailing address: Fannin County Appraisal District, 831 W. State Highway 56, Bonham, TX 75418
Include the property address or account number in the request
Enclose a self-addressed stamped envelope
Applicable copying fees must accompany the request

County Clerk:

Mailing address: Fannin County Clerk, 101 E. Sam Rayburn Drive, Suite 101, Bonham, TX 75418
Specify the document by instrument number, book and page, or property address and date range
Include payment for applicable copy fees
Certified copies are available upon request with payment of the certification fee

Through Professionals:

Title companies conduct comprehensive title searches and issue abstracts of title identifying all recorded interests in a property. Real estate attorneys provide legal title opinions and assist with complex ownership disputes. Licensed abstractors in Texas are authorized to perform full chain-of-title searches. Costs for professional services vary by scope and provider.

Search Tips:

When searching by address, attempt variations with and without directional prefixes (N, S, E, W)
When searching by owner name, try last name first and check spelling variations, including maiden names and business entity names
When searching by legal description, use the exact subdivision name, lot number, and block number as recorded
For historical records not available online, contact the County Clerk's office directly to arrange in-person access or retrieval from archive storage

Common Search Challenges:

Very recent transactions may not yet appear online due to recording processing delays
Older records predating digitization efforts require in-person access
Common names may return multiple results; verify by parcel number or legal description
Address changes over time may require searching under prior address formats

What Cannot Be Found Online:

Unrecorded private agreements
Pending sales prior to closing and recording
Documents filed under seal by court order
Some pre-digital historical records not yet scanned

What Is Fannin County Property Records

Fannin County property records are official legal documents related to real property — including land and improvements — maintained by county government offices and accessible to the general public. These records establish legal ownership, document the chain of title, record encumbrances such as mortgages and liens, and support property tax administration. Under Texas Property Code § 11.001, instruments affecting real property must be recorded with the county clerk of the county where the property is located to provide constructive notice to subsequent purchasers and creditors.

Purpose of Property Records:

Establish and verify legal ownership of real property
Provide an unbroken chain of title from original grant to present owner
Record encumbrances including mortgages, liens, and easements
Document property transfers and conveyances
Support property tax assessment and collection
Protect property rights and enable enforcement of recorded interests
Facilitate title insurance and real estate transactions

Types of Property Records:

Ownership Records:

Warranty deeds, quitclaim deeds, and special warranty deeds
Title documents and transfer records
Ownership history and chain of title
Life estate deeds and trust documents affecting real property

Encumbrance Records:

Mortgages and deeds of trust
Tax liens, mechanic's liens, and judgment liens
Easements and access agreements
Deed restrictions and covenants
Homeowner association (HOA) declarations
Lis pendens filings (notice of pending litigation)

Tax and Assessment Records:

Property tax assessments and appraisal rolls
Tax bills and payment history
Exemptions (homestead, senior, veteran, disability)
Special assessments and tax delinquency records

Legal Descriptions:

Plat maps and subdivision plats
Surveys and re-plats
Lot and block information
Metes and bounds descriptions

Building and Permit Records:

Building permits and certificates of occupancy
Code violation records
Zoning and land use designations

Who Maintains Property Records:

Fannin County Clerk 101 E. Sam Rayburn Drive, Suite 101 Bonham, TX 75418 Phone: (903) 583-7486 Fannin County Clerk

The County Clerk records, indexes, and maintains all official instruments affecting real property, including deeds, mortgages, liens, plats, and easements.

Fannin County Appraisal District 831 W. State Highway 56 Bonham, TX 75418 Phone: (903) 583-8701 Fannin County Appraisal District

The Appraisal District maintains property valuations, assessment records, ownership information, property characteristics, and exemption applications.

Fannin County Tax Assessor-Collector 101 E. Sam Rayburn Drive, Suite 101 Bonham, TX 75418 Phone: (903) 583-8701 Fannin County Tax Office

The Tax Assessor-Collector maintains tax bills, payment records, delinquent tax records, and tax certificate information.

Legal Framework:

Texas property recording requirements are governed by Texas Property Code § 13.002, which establishes that a recorded instrument is notice to all persons of the existence of the instrument. The Texas Tax Code § 25.02 governs the preparation and maintenance of appraisal records by county appraisal districts. These statutes collectively form the legal foundation for the public recording system in Fannin County.

Are Property Records Public Information in Fannin County?

Property records in Fannin County are public information. Under the Texas Public Information Act (Texas Government Code Chapter 552), governmental bodies are required to make public information available for inspection and copying upon request. Property records maintained by the County Clerk, Appraisal District, and Tax Assessor-Collector are subject to this requirement, and no special permission, stated purpose, or residency is required to access them.

As the Texas Attorney General's office has stated, "The Public Information Act gives the public the right to access government records." This principle applies directly to property records, which have been maintained as public documents under Texas law since statehood.

Legal Basis for Public Access:

Texas Public Information Act (Texas Government Code Chapter 552)
Texas Property Code § 11.001 (recording requirements and constructive notice)
Texas Tax Code provisions governing public access to appraisal records
Common law tradition of public land records dating to the Republic of Texas

Why Property Records Are Public:

The public nature of property records serves multiple essential functions. Transparency in property ownership prevents fraudulent transfers and supports accountability in property taxation. The recording system provides constructive notice — meaning that any person who records a deed, mortgage, or lien is deemed to have notified the entire world of that interest. This principle, codified in Texas Property Code § 13.002, underpins the entire real estate marketplace.

Commercial users including title companies, lenders, appraisers, and real estate professionals rely on public property records to conduct title searches, underwrite mortgages, and assess property values. Researchers, journalists, genealogists, and members of the general public also exercise the right to access these records for lawful purposes.

What Property Information Is Freely Accessible:

Current and historical property ownership
Legal descriptions and parcel identification numbers
Property addresses and physical characteristics
Sale prices and transfer amounts
Recorded mortgage amounts and lender names
Liens and encumbrances of record
Tax assessments and payment history
Deeds and all recorded instruments
Plat maps and surveys

Privacy Considerations:

Certain personal information is protected even within public property records. Social Security numbers and bank account numbers are redacted from recorded documents under Texas law. Certain individuals — including active peace officers, judges, and victims of family violence — may be eligible for address confidentiality protections under the Texas Address Confidentiality Program, administered by the Texas Attorney General's office.

Homestead exemption applications may contain personal financial information; the Appraisal District's policies govern the extent to which such applications are made available for public inspection.

Who Can Access Property Records:

Any member of the public may access Fannin County property records regardless of residency, ownership status, or stated purpose. Common users include prospective buyers, real estate agents and brokers, title companies, lenders, appraisers, attorneys, investors, genealogists, historians, and members of the media.

Commercial Use of Property Records:

Commercial aggregation of public property records is lawful under Texas law. Companies such as CoreLogic and First American compile public record data into subscription-based services. Such use is permitted provided it does not violate anti-harassment statutes, fair housing laws, or other applicable legal restrictions.

How Much Does It Cost to Get Property Records in Fannin County?

The cost to obtain property records in Fannin County varies by record type, access method, and the office maintaining the records. Members of the public may inspect most records at no charge; fees apply to copies, certified copies, and certain document retrieval services.

Fannin County Clerk — Current Fee Schedule:

The Fannin County Clerk charges fees for copies and certified copies of recorded instruments in accordance with the Texas Local Government Code.

Service	Current Fee
Standard copy (per page)	$1.00 per page
Certified copy (per document)	$5.00 certification fee + $1.00 per page
Recording a new document (first page)	$25.00
Recording (each additional page)	$4.00 per page
Online document viewing/download	Fees may apply per document

Fannin County Appraisal District — Current Fee Schedule:

Service	Current Fee
Online property record search	Free
Printed property card (per page)	Nominal copying fee
Certified appraisal records	Contact office for current fees

Fannin County Tax Assessor-Collector — Current Fee Schedule:

Service	Current Fee
Online tax record search	Free
Copy of tax bill (per page)	Nominal copying fee
Tax certificate	Contact office for current fees

What Is Available at No Charge:

Online inspection of property records through the Appraisal District portal
Online search of the County Clerk's recorded document index
Online tax record searches through the Tax Assessor-Collector
In-person inspection of records at county offices (no copy fee for viewing only)

Fee Waivers:

Under the Texas Public Information Act, fee waivers may be available when disclosure of the requested information is determined to be in the public interest. Requests for fee waivers must be submitted in writing and are evaluated on a case-by-case basis by the applicable governmental body.

Accepted Payment Methods:

The Fannin County Clerk and Tax Assessor-Collector accept cash, check, money order, and credit/debit card payments for applicable fees. Online payment options are available through the respective office portals. Members of the public submitting mail requests should include a check or money order payable to the applicable office.

What's Included in a Fannin County Property Record

A complete Fannin County property record encompasses information maintained by multiple county offices. The following describes the full scope of information available across the Appraisal District, County Clerk, and Tax Assessor-Collector records.

Ownership Information:

Current ownership records identify the legal owner or owners of record, the type of ownership (individual, joint tenancy, tenancy in common, trust, LLC, or corporation), the acquisition date, and the deed instrument number or book and page reference. Mailing address information for tax billing purposes is also included. Previous ownership records provide the chain of title, listing prior owners, transfer dates, and historical deed references.

Property Identification:

Each parcel is identified by a unique account or parcel ID number, a site address, a legal description (including lot and block number, subdivision name, plat book and page reference, and section/township/range where applicable), and a tax account number.

Physical Characteristics:

Land information includes lot size in square feet or acres, lot dimensions, frontage, depth, corner lot designation, and land use designation. Building information includes total living area, year built, number of stories, building type, construction type, exterior wall material, roof type, foundation type, number of bedrooms and bathrooms, and total room count. Additional features recorded include garage type and spaces, pool, porch or patio square footage, fireplace, central air conditioning, heating type, water source, and sewer system.

Valuation Information:

Assessment records include land value, building value, total assessed value, market value, and taxable value. Historical values for prior assessment years are maintained, allowing review of value trends over time.

Tax Information:

Current year tax records include the total tax amount due, exemptions applied, taxable value after exemptions, millage rate, and a breakdown by taxing authority (county general fund, school district, city or municipality, and special districts). Tax history includes prior years' taxes paid, payment dates, and any delinquency history.

Exemptions Applied:

Homestead exemption (up to $100,000 off school district taxes for qualified homeowners under current Texas law)
Over-65 or disability exemption
Veteran exemption
Agricultural use valuation
Other applicable exemptions

Sales History:

Sales history records include sale dates, sale prices, deed types (warranty, quitclaim, foreclosure, tax deed, gift, or inheritance), deed document numbers, grantor and grantee names, and qualified or unqualified sale designations.

Encumbrances and Liens:

Recorded mortgages include the original mortgage amount, lender name, recording date, and book and page reference. Recorded liens include tax liens, judgment liens, mechanic's liens, HOA liens, and code enforcement liens, with amounts, lienholders, and recording dates. Other encumbrances include easements, deed restrictions, covenants, life estates, and lis pendens filings.

Legal and Regulatory Information:

Zoning classification, land use code, future land use designation, special district assignments (school, fire, water), deed restrictions, subdivision covenants, HOA information, flood zone designation (FEMA), and wetlands or conservation area designations are included where applicable.

Maps and Images:

Property records include exterior property photographs, aerial imagery, GIS maps with property boundaries, plat maps, and property sketches or floor plans maintained by the Appraisal District.

What Is Not Typically Included in Public Property Records:

Current mortgage balances (only original recorded amounts)
Personal financial information beyond what appears in recorded instruments
Interior photographs
Social Security numbers (redacted under Texas law)
Private agreements not submitted for recording
Actual purchase contract terms beyond the recorded sale price
Confidential exemption application details

How Long Does Fannin County Keep Property Records?

Property records in Fannin County are maintained permanently. The County Clerk is required by Texas law to preserve all recorded instruments affecting real property indefinitely, as these records form the legal foundation for chain of title and cannot be destroyed without compromising the integrity of the property ownership system.

Legal Basis for Permanent Retention:

The Texas State Library and Archives Commission establishes records retention schedules for local government records under the Texas Government Code. Recorded instruments affecting real property — including deeds, mortgages, liens, plats, and easements — are classified as permanent records and are never subject to destruction. The Texas Local Government Records Act (Texas Local Government Code Chapter 201) governs the retention, preservation, and destruction of local government records and mandates permanent retention for all instruments recorded in the official public records.

Records Kept Permanently:

All recorded deeds (warranty, quitclaim, trustee's, and all conveyance types) dating back to county formation
All recorded mortgages, deeds of trust, satisfactions, and releases
All recorded liens and lien releases
All plats, subdivision plats, re-plats, and condominium declarations
All recorded easements, restrictions, covenants, and declarations
All powers of attorney affecting real property
All court documents affecting title
Appraisal rolls and assessment records

Format and Storage:

Historical records in Fannin County exist in multiple formats depending on the era of recording. Very old records are preserved in handwritten ledger books. Mid-twentieth century records are available on microfilm. More recent records have been scanned and are maintained in electronic document management systems with off-site backup and disaster recovery protocols.

Online Availability by Time Period:

Time Period	Availability
Recent (last 20+ years)	Fully online in most cases
Moderate age (20–50 years)	May be online; microfilm available
Historical (50+ years)	In-person access; microfilm or original books
Very old (100+ years)	Archive storage; advance notice may be required

Property Appraiser (Appraisal District) Records:

The Appraisal District maintains current and historical assessment records permanently. Property cards, appraisal rolls, and exemption applications are retained in accordance with the Texas State Library and Archives Commission retention schedule. Recent assessment history (typically 10–20 years) is accessible online through the Appraisal District portal; historical assessments are available at the office.

Tax Collector Records:

Tax payment records are retained for a minimum of seven years under standard retention schedules. Tax deed records are permanent. Tax certificate records are maintained until redeemed or until a tax deed is issued. Permanent tax deed sale records are maintained by the County Clerk.

Chain of Title:

The chain of title for any parcel in Fannin County can be traced from the present owner back to the original land grant or patent. Title searches conducted for real estate transactions review a minimum of 30 to 60 years of ownership history, though a full abstract may extend to the original conveyance from the State of Texas or the Republic of Texas.

Accessing Historical Records:

Members of the public seeking records not available online should contact the Fannin County Clerk's office directly. Staff can retrieve records from microfilm or archive storage, with retrieval times ranging from same-day to several business days depending on the age and format of the requested records. Standard copying fees apply to all retrieved documents.

Fannin County Clerk 101 E. Sam Rayburn Drive, Suite 101 Bonham, TX 75418 Phone: (903) 583-7486 Fannin County Clerk

Fannin County Appraisal District 831 W. State Highway 56 Bonham, TX 75418 Phone: (903) 583-8701 Fannin County Appraisal District

Digitization Efforts:

Many Texas counties are actively engaged in digitization projects to scan historical record books and microfilm and make them accessible online. These projects are funded in part through grants administered by the Texas State Library and Archives Commission. The scope and timeline of digitization efforts vary by county.

How To Find Liens on Property in Fannin County?

Liens on property in Fannin County are recorded instruments and are searchable through the Fannin County Clerk's official records index. A lien is a legal claim against real property that must be recorded with the County Clerk to provide constructive notice to subsequent purchasers and creditors under Texas Property Code § 13.002.

Types of Liens Recorded Against Real Property:

Federal and state tax liens (IRS, Texas Comptroller)
Judgment liens arising from court judgments
Mechanic's and materialman's liens (contractors, subcontractors, suppliers)
HOA assessment liens
Code enforcement liens
Child support liens
Ad valorem tax liens (property tax delinquency)

Step-by-Step Search Process:

Access the Fannin County Clerk's official records index through the Fannin County official website
Select the grantor/grantee name search option
Enter the property owner's name as the grantor to identify liens filed against that individual or entity
Filter results by document type (lien, tax lien, judgment lien, mechanic's lien) if the system permits
Review all results within the relevant time period
Note the instrument number, recording date, amount, and lienholder for each lien identified
Check for corresponding releases or satisfactions of lien filed under the same or related instrument numbers

Federal Tax Liens:

Federal tax liens filed by the Internal Revenue Service are recorded with the County Clerk in the county where the property is located. Members of the public may also search the IRS lien index through the IRS Centralized Lien Operation for verification purposes.

State Tax Liens:

Texas Comptroller tax liens are filed with the county clerk and are searchable through the County Clerk's index. The Texas Comptroller of Public Accounts maintains additional information regarding state tax lien procedures.

Ad Valorem Tax Liens:

Delinquent property tax liens are automatically attached to real property under Texas law and do not require a separate recording to be effective. However, tax delinquency information is publicly available through the Fannin County Tax Assessor-Collector's office and online portal.

Mechanic's and Materialman's Liens:

Contractors and suppliers who have not been paid for work or materials provided to a property may file a mechanic's lien under Texas Property Code Chapter 53. These liens are recorded with the County Clerk and are searchable through the official records index by the property owner's name or the property address.

In-Person Lien Search:

Members of the public may conduct in-person lien searches at the Fannin County Clerk's office. Staff can assist with searches of the grantor/grantee index and provide copies of recorded lien documents.

Fannin County Clerk 101 E. Sam Rayburn Drive, Suite 101 Bonham, TX 75418 Phone: (903) 583-7486 Hours: Monday–Friday, 8:00 a.m. – 5:00 p.m. Fannin County Clerk

Professional Lien Searches:

Title companies and licensed abstractors conduct comprehensive lien searches as part of the title examination process. A professional title search identifies all recorded liens, encumbrances, and clouds on title and is standard practice in real estate transactions in Texas.

What Is Property Owner Rule in Fannin County?

The property owner rule in Fannin County — and throughout Texas — is a legal doctrine that permits a property owner to testify as to the market value of their own real property in legal proceedings, including condemnation cases, property tax protests, and civil litigation. Under Texas law, a property owner is considered qualified to offer an opinion of value for their own property without being designated as an expert witness, provided the testimony meets certain foundational requirements.

Legal Basis:

The property owner rule in Texas is grounded in common law and has been affirmed by Texas courts in numerous decisions. The rule recognizes that a property owner has inherent knowledge of their property's characteristics, condition, and value. Texas courts have held that a property owner's testimony regarding value is admissible as lay opinion testimony under the Texas Rules of Evidence, provided the owner demonstrates a rational basis for the opinion.

Application in Property Tax Protests:

The property owner rule is most frequently applied in the context of property tax protests before the Fannin County Appraisal Review Board. Under the Texas Tax Code Chapter 41, property owners have the right to protest the appraised value of their property as determined by the Fannin County Appraisal District. In presenting their case before the Appraisal Review Board, property owners may offer their own opinion of market value as evidence, supported by comparable sales data, independent appraisals, or other relevant documentation.

Requirements for Property Owner Testimony:

For a property owner's value opinion to be given weight in a legal or administrative proceeding, Texas courts and the Appraisal Review Board expect the following:

The owner must have personal knowledge of the property
The opinion must be based on a rational foundation (not mere speculation)
The owner should be prepared to explain the basis for the stated value
Supporting documentation (comparable sales, repair estimates, independent appraisals) strengthens the owner's position

Application in Condemnation Proceedings:

When a governmental entity exercises eminent domain to acquire private property in Fannin County, the property owner has the right to contest the amount of compensation offered. Under Texas Property Code Chapter 21, the property owner may testify as to the market value of the condemned property. The property owner rule allows this testimony without requiring the owner to qualify as a certified appraiser, though professional appraisal evidence is also admissible and is standard practice in contested condemnation cases.

Limitations of the Property Owner Rule:

The property owner rule does not permit a property owner to offer speculative